Pros and Cons of Owning a Vacation Home

A vacation home is a second home as a supplement to your permanent home. As an owner of two vacation houses I can introduce you to a number of aspects that will help you getting your dream vacation real estate with lasting pleasure for yourself and your family. In fact when you read this easy list you will also get an impression of the pros and cons of owning an extra home for vacation.

Some of the same aspects of buying a vacation home are exactly the same as for buying a permanent home.

Price and running expenses of the vacation home

For most of us the price when we buy a home and the costs through the year are obvious and important limitations to take into account. Make sure to think through what you can afford now and what you can afford when you retire if that is in the horizon.

The most important aspect of a vacation house

If you ask a real estate dealer about the three most important aspects when you are searching for a new house he will say: 1. Location, 2. Location and 3. Location.

Think through what will that mean for you. When you get a home for vacation you might be able to improve it and make it bigger and better. But you cannot change the location for the same house or vacation flat.

Many will summarise it in the way that it is smarter to buy a not so super vacation home in a super nice location – than the opposite.

The style of the vacation home

As we already have 9 grandchildren from our four children we gave a high priority to our vacation houses that could accommodate everybody. Not in a luxury way but in a functional way. Other couples might be more focussed on having a more luxurious living space for themselves and say two friends on overnight stay or the like.

Other families might be more focussed on finding a rather simple and basic accommodation that is not demanding in anyway but which might have a rustic appearance.

Facilities at the vacation home

If you go for a vacation house far away from other people the facilities in the house might be quite simple and primitive. You might not even have running water and toilet facilities.

In such a place it will also be a challenge to get help from professionals when you need repair and service. On the other hand such a house might be rather cheap to buy.

How often will you or family members use the vacation home?

Be realistic and calculate how often you and your family would actually be able to make use of it when you think of your checklist for reflections before you buy an extra home for your leasure time. A vacation house or other vacation home must not develop to be a burden in daily life. Difficulties and expenses going there should be a part of your calculation, but also your ideas of alternatives like going abroad on vacation.

Can you make use of the vacation home in the way you want?

Finally you should think over and discuss in the family which kind of activities you want to have as options when you search for a vacation house or flat. Some families are very focussed on skiing, others on swimming and sun bathing on a beach, others on wildlife experience and others again on hunting. If you have teenage children ask them what could attract them and expect to let them bring a classmate or other guest with them when staying on vacation.

Summing up the pros and cons of owning a vacation home

Pros of a vacation home

You will have the ability to escape from your daily duties and exchange your home environment with something different that might reduce stress and improve your feeling of being on vacation.

Often you will combine your trips to your sparetime home with social activities like inviting friends and family members. Your guests will often think back of such visits with much more satisfaction and pleasure compared to normal social gatherings in your permanent home.

Your children will get a wider horizon by being familiar with another location than their daily surroundings.

Cons of a vacation home

A vacation home is an extra burden in economy and daily management.

It might limit your access to travel to new places and to experience unfamiliar sightings and cultures.

It might generate some discussions in the family when to go and when not to go. You might experience clashes between your dreams of going to your vacation place and to fulfil expectations to stay home and be involved with other activities, e.g. birthday parties of friends etc.

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Property Pitfalls to Avoid When Owning a Vacation Home

Owning a vacation rental can be a very rewarding and profitable venture. It can also be a very difficult, frustrating, and expensive experience if you don’t avoid some very basic pitfalls. Some pitfalls to avoid may seem obvious, but are worth repeating. Others may be things you probably have not even considered.

I own five historic Key West vacation rentals, and I market and manage over 50 for other people. I have been in the vacation rental business since 1994, when I turned a property I owned in Key Largo, Florida into my first vacation home. Based on decades of experience, I offer below 8 of the most basic and common property pitfalls to avoid when owning a vacation home. In all the years I’ve been in this business, I continue to see people make the same mistakes over and over again that could be easily avoided with forethought, better planning, and some professional guidance.

While it’s not pleasant to talk about the negative realities of owning vacation rentals, it is my hope that you can learn from the mishaps of others and be able to maximize the benefits of owning your vacation home. Think these through carefully before you ‘take the plunge’ into ownership of a vacation home.

Don’t Buy the Wrong House:

Seem like an obvious statement? Well, the adage ‘Hindsight is 20/20′ is a good one to ponder ahead of time in this critical first step. I’ve seen many people ‘fall in love’ with a house or cottage they find while on vacation themselves, and decide it will make an ideal 2nd home and perfect rental. Be sure you ‘knock the romance out of your head’ and carefully consider how desirable a property will actually be perceived by potential guests and if you can afford it. First, find out what size and configuration of properties that are most in demand in the area you want to buy. For example, how many bedrooms and bathrooms do most renters seek? Do guests want historic homes, condos, cottages, studios or does it matter? Is a pool important, or a garden? Are you willing and able to make any needed renovations?

Don’t forget to Make a Business Plan:

Make a basic business plan and determine if you can make enough money through your rentals to justify the purchase. Get the help of a rental professional and an accountant or financial advisor to create a preliminary plan. Learn how much you can expect to pay to operate your vacation property, and how much you can expect earn in income. Get actual or projected occupancy rates from an established local rental agency. Find out what time of year you can expect to rent your home. Is there a short tourist season, or is there a year around season? Some communities have a high demand for private vacation homes and they command excellent rental rates. But other areas have a glut of unsold homes now being offered as vacation properties, driving rental rates down too low to cover the cost of owning a 2nd home.

Don’t Buy a Property in the Wrong Location or Neighborhood:

Carefully research the location, e.g., just because an extra 15 blocks from the center of town or the beach is no big deal to you, this could be too far away and a deal breaker for potential guests. In other words, make sure that the property you buy will be appealing to potential vacationers. And, what do the neighbors think about vacation rentals being operated next to where they live? This has been, and still is, a huge ongoing issue for many communities across the country. Many cities and towns are grappling about whether to allow or restrict short-term rentals. Some neighbors are vehemently opposed to the idea of a ‘revolving door of tourists’ coming in and out of their neighborhood. Other areas are thrilled to have tourists bringing money into their communities.

Don’t Ignore Community Rules and Regulatory Agencies:

As vacation homes have become increasingly popular, many communities have created rules and regulations that restrict and govern property rentals. Contact the community licensing department where you are planning to purchase a vacation property. Find out if there are restrictions on the time and frequency you can rent your home. Find out if you need to purchase a business license or a special transient rental license. Ask if you need to have a health and safety inspection by the city, county, or state. Find out if you need to collect and pay a tourist bed tax and state sales tax. Don’t ignore the rules and regulations. In some communities, code enforcement officers scan vacation rental websites in search of properties that are offered as illegal rentals. Getting caught breaking the law unknowingly can be expensive and embarrassing!

Don’t Pretend You Can Avoid Renovation and Major Repairs:

Be prepared to accept the fact that owning a successful vacation home means that ongoing quality control becomes a way of life. Unless your property is located in an area where luxury and comfort are disregarded as superfluous, expect to renovate and keep your property to a high quality standard. If you want your rental to be competitive in the vacation market, expect to upgrade you kitchen, bathrooms, replace carpets, floors, decks, porches, windows, repaint, landscape, and put on a new roof when the time comes. In some locations you will need to add a swimming pool or at least a Jacuzzi. Make sure the local building department will allow you to make upgrades. Figure out a time to make needed repairs, and mark off time in your rental calendar to do the work.

Don’t Under Estimate the Importance of Housekeeping and Property Maintenance:

Even after your vacation home is upgraded and operating, you must commit to ongoing housekeeping and on-call maintenance services. If you don’t provide good housekeeping services and regular property maintenance to keep the property to a quality standard, you will most likely live with constant complaints. And you can expect unhappy guests who may be compelled to write bad reviews about your property on internet vacation travel logs and rental websites. A maintenance person must be on-call to fix the myriad of little things that happen in a house such as clogged toilets, mal-functioning a/c or heaters, swimming pool problems, mal-functioning internet connections, and TV remotes to name a few. The more your property is rented, the more maintenance and housekeeping you need o provide.

Don’t Think Your House Can be Successful without Proper Furnishing and Staging:

A common scenario is for new owners of a 2nd home to think they can furnish their property with a hodge-podge of inexpensive garage sale items or discarded personal items. When people do this, they end up with a house that looks like a second-hand store or their own garage sale. If you have a knack for decorating, then go for it. Pick a d├ęcor style have fun. It is perfectly acceptable to have a mixture of old and new items, but in the end they all have to work together in a unified style. Buy comfortable furniture – a nice sofa and easy chairs. Choose an attractive micro-fiber fabric, its ideal for vacation homes. Make sure you provide good bed mattresses and the right bed sizes. Most travelers today want king or at least queen size beds. Buy a larger flat screen TV for the living room or den. Unless you have the know-how and the time to do these tasks, hire someone to do them for you. Many furniture stores have staff decorators who offer this service for free.

Don’t Believe it is Simple to Successfully Market and Manage Your Vacation Rental:

If you’ve read this far, you know there is a lot more to owning and operating vacation properties than first meets the eye. With the proliferation of mega vacation rental websites, that make it easy for home owners to advertise their own property, it can seem simpler than it is. There is a lot more to this business than putting up a web page and answering email inquiries and phone calls and keeping an availability calendar. The task of writing rental contracts, collecting money, collecting and paying taxes, staying current with community licensing and rules and regulations, checking guests in and out, providing housekeeping and ongoing maintenance, dealing with complaints, dealing with property damage done by guests, and addressing unhappy neighbors can be daunting. And, I haven’t even addressed the demands or creating a successful marketing campaign. In today’s market it goes beyond writing good ad copy and providing quality property photos on a website. Be prepared to engage in social media such as Facebook and twitter to reach your potential rental guests.

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When Purchasing a Vacation Home Consider the West!

Montana Vacation Home Loans

Montana is a state full of beautiful mountains belonging to the Rocky Mountain range, approximately 77 named and many unnamed. Nicknamed as “Land of shining mountains” and Big Sky Country”, Montana is a vacationer’s paradise. It is a big state and known for its wilderness and national parks. Owning a vacation home in this state is a logical thing. Whether it’s a summer golf residence, large mountain acreage, an undeveloped farm and ranch, or river fishing retreat, funding for vacation property in Montana can be obtained from Resort Funding/Montana Mortgage. Also the sheer variety of funding choices that we offer is unbeatable.

If it is a condo that you intend to buy it is wise to opt for a Montana condominium loan even if you can afford to buy a condo outright. But if you prefer purchasing a vacant plot and building a house on it, we feature Montana construction home loans. These loans take care of the heavy expenses that normally happen during construction of a home. Usually only interest is charged during the construction of the house and then once the construction is over, usually within 6-12 months, the loan turns into a traditional mortgage program. Lot loans in Montana are useful for people that wish to buy land immediately but defer constructing a home on the land to a later date.

Washington Vacation Home Loans

Washington State offers a climate that is predominantly oceanic in the west due to its proximity to the Pacific Ocean. Washington’s claim to vacation fame is its sandy coastal beach regions, snow covered mountains, and deserts. Recreational activities can be enjoyed in the state’s many terrains. Washington also can satisfy the cultural hungry with a host of cultural programs all through the year.

While the real estate boom slowed down in the entire country, Washington state held the promise of rising real estate prices in 2006 (Source: CNN Money – This is because Washington lagged behind in home ownership. The strengthening of job scenario in the state could mean that renters are converting in to owners and also into vacation homes.

If you are contemplating building a vacation home in Washington then construction home loans can ensure that your home gets built within a stipulated time period without any hassle. One time construction loans in Washington are powerful programs that take care of lot purchase, construction, and permanent loan all at once without bothering about reapplying and qualifying again.

Condotels are a branded lifestyle for affluent vacation home owners and in Washington they do not come cheap. But the amenities and the cachet of a luxury hotel are worth paying for through Washington condotel financing.

Idaho Vacation Home Loans

Idaho, especially McCall, Idaho has not become as crowded as most of the busy vacation destinations in the USA. Though the tourist destinations in Idaho are as picturesque and as enjoyable as you can get it still retains its originality and freshness. There are a myriad of activities that vacationers can indulge in Idaho. The amenities like healthcare and connectivity also leaves no room for complaint in Idaho.

Your dream of buying a vacation home with a view of snow capped mountains or placid lakes can take shape with Idaho construction loans. A vacation home in Sun Valley, the number 1 skiing resort in the country; or overlooking Lake Payette in McCall; or in Boise allowing you to go white water rafting in Coeur d’Alene or Island Park as an alternative to Jackson Hole Wyoming can be financed through many of Idaho vacation home loan programs. Depending on your need you can choose from Idaho lot loans, Idaho construction loans, and one time construction loans Idaho. Each of these financial programs has several flexible policies that a prospective buyer can opt according to his specific needs.

Idaho, the snowmobiling paradise, is truly a vacation destination and its essence can be savored more by a vacation home owner.

Wyoming Vacation Home Loans

The majority of the Wyoming state is dominated by Rocky Mountain ranges and rangelands. The mountain ranges of the North West taper off in to beautiful open plains in the east in Wyoming. Such diversity makes this musically sounding state a sanctuary for vacationers. Travel and tourism industry along with mineral extraction industry form the main driving force of the economy. Millions of tourists visit Wyoming every year. The national parks: Grand Teton National Park and Yellow Stone National Park are just two of the main tourist attractions of the state. Nicknamed as the “Cowboy State”, Wyoming has been ranked as the 3rd most livable state in the USA for 2007. Yellow Stone National Park and the Devils Tower are the two oldest national parks and monuments, respectively, in the USA. Jackson Hole Resort and Teton Village are undergoing major on-mountain and village development as are surrounding resort areas.

Of course the vacation homes are costlier in this state simply because of the booming tourism industry. But that should not deter interested buyers as Wyoming vacation home loans are here to help achieve their goals. Whether you are looking for condotels, luxurious villas, modest cottages, or simply land to build your dream vacation home your financial needs can be met by Wyoming lot loans, Wyoming construction loans, or one time construction loans Wyoming. All these Wyoming vacation home loan programs have features that can suit any type of buyer. For example the lot loan program of Wyoming can be exempted from proof of income.

Jackson Hole, Wyoming is a premier vacation spot in the country. And Wyoming vacation home loans can get you a home there as well as in any of the important places of this essentially Wild West state. We often can provide zero lender fee loan program options.

In the Final Analysis

The reasons for buying a vacation home are not often financial. There are overriding emotional, recreational, and family reasons for buying a vacation home. But that doesn’t mean financial considerations can be overlooked. The real estate market for vacation homes has its own set of risks, especially if you are considering reselling it in future. Due diligence and ample amount of research is advised before zeroing on buying a vacation property. If selected with weighing the pros and cons properly your vacation home could end up as a peaceful retreat as well as a solid financial asset.

A buyer should be prudent enough to opt for a property that meets his vacation needs. Several factors should be taken in to consideration while buying a vacation home in any of the above mentioned five states. Direction of future growth in that particular area, possibility of price appreciation, commuting distance from the nearest city or town (in worse weather conditions), availability of healthcare during emergencies, help accessible during natural disasters, and the presence of friends and relatives or the presence of a community in the proximity should be thoroughly considered before deciding to buy a vacation home. Some local rules also should be studied as they can make a lot of difference to the purpose of your vacation home buying. A local caveat restricting short term rentals can work against your aim of earning substantial revenue through rentals.

Securing funding for a vacation home is not that difficult as actually there is a wide range of financing alternatives; a prospective buyer should study the pros and cons of all loan instruments. When deciding about a fixed rate or an adjusted rate, the time period of repayment of the loan, various conditions and clauses of a loan instrument should be studied properly.

A vacation home will be able to provide the desired relaxation and rejuvenation if the financial aspect is dealt with wisely, suiting to your budget and balancing your needs. Hard practical sense and not dreamy woolliness will help a lot in making financial decisions. If chosen correctly vacation home loans can turn your cherished dream become a sweet reality. Then you can have a better home away from home.

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Things to Consider When Funding For Resort Properties and Vacation Homes

For people working hard, playing and vacationing harder seems to come naturally. Vacationing in a relaxed milieu surrounded by pristine nature rejuvenates the body and the mind. Therefore vacationing has become an essential activity pursued by most of the busy people in our country. After shuttling between office and home for months, busy executives and entrepreneurs look forward to the much needed vacation breaks and welcome those with joy.

A typical vacation requires a lot of advance preparations such as: bookings and reservations of plane tickets to the vacation destination and arranging accommodations. Enjoying a vacation involves smart planning. Owning a vacation home is definitely a part of that smart plan as it takes care of the most important item of a vacation plan – accommodations.
Vacation homes are preferred because:

o After all it’s a real estate investment and if done wisely can turn into an income yielding financial asset.
o It allows going on a vacation whenever the mood strikes, without waiting for reservation confirmations.
o There are a host of tax benefits that can accrue to a vacation home owner.
o Appreciation in the property value can result in a sound investment.
o Owning a vacation home means never having to perform major packing and unpacking chores interfering with the enjoyment.

Colorado Vacation Home Loans
A second home or a vacation home is not the topmost priority of an average American household. But still it enjoys an importance that is hard to ignore. The year 2005 witnessed a steep increase in the number of people buying second homes. The year proved to be hot for second homes with a 39% of all transactions accounting for second home purchases.

Despite the appreciation in the prices, an increasing number of people are buying second homes for vacation or retirement. According to a survey conducted by the National Realtor’s Association nearly seven million vacation homes now exist in the USA and it is projected that more than 30 million people will buy vacation homes in the next decade. The easy availability of home loans is the reason why owning a vacation getaway is not an impossible dream that is just meant for the wealthy. Funding of resort properties and vacation homes has become easier than they were a decade ago.

Ideally, vacation homes should be situated within 2-3 hours drive from a major metropolitan area as longer drives could be tiresome and take the fun out of vacation. They should be situated near a lake, overlooking an ocean, or providing a vista of the mountains. The benefit of buying vacation homes around these natural beauties is that as their rates are likely to appreciate in the future or at least very unlikely to depreciate if not appreciate greatly. Of course, most of these resorts feature amenities such as Ski Mountains, golf courses, bicycle and hiking trails, and other outdoor sports.

And when it comes to buying resort property or vacation homes nothing beats the states of Washington, Idaho, Montana, Wyoming, and Colorado. Moreover Washington, Idaho, Montana, Wyoming, and Colorado construction home loans are easy to secure with a down payment as little as 5%. The interest rates are the same as first home loans, in most cases.

Colorado offers an amazing variety of vacation ideas. From watching bald eagles in one of the national forests to motor cycling across the state – the idea of a vacation in Colorado is exciting and refreshing. Therefore Colorado figures as one of the most preferred states for vacation home buying. Forbes magazine reports that Eagle, Colorado is becoming popular with vacation home buyers. Eagle, Colorado is preferred by people who love to ski but do not wish to be in a skiing town such as nearby Vail or Aspen. The property prices here range from $350,000 for townhouses to $1.5 million for single family homes.

Fixed rate mortgage, adjustable rate mortgage, and interest only programs – Colorado condominium loans are available in various forms. Keeping pace with the latest trends in real estate market Colorado also offers condotel home loans where the owner can earn rental income when not using the luxury hotel suite property. Other vacation home buyers unwilling to own a home solely can consider Colorado fractional loans. Constructions loans in Colorado come loaded with so many options that a vacation home buyer really has a plethora of choices.

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How to Purchase a Vacation Home With Friends or Family

You want a cottage by the sea, a chalet by a ski run or a lodge in the woods. But vacation homes are quite expensive, and most of us don’t have the time to care for a second home in addition to our primary residence? So, here is an idea: Split the financial obligations with a family member or friend! This article covers most of the important steps to learning how to purchase a vacation home.

Partnering up sounds great on paper, but purchasing a vacation home with family and friends can be risky. After all, if things do not go well, it can spell the end of your friendship. Not to mention you may end up in a legal battle over the home. After all, you might already be commonly renting a vacation place with said friends or family. Or you could take turns using the house, so you don’t actually overlap.

Still, this approach can also turn into an express lane to disaster if you don’t navigate the relationship with care and really learn how to purchase a vacation home.

Do not panic! Before you sign on the dotted line, here are some important questions to protect your finances and also leave your ties of friendship or family intact.

TIC or LLC?

Ownership of property by 2 or more parties who are not married – friends, relatives (it makes no difference) can be setup as a limited liability corporation (LLC) or as a tenancy in common (TIC). And while setting up an LLC will entail hundred dollars in additional fees and a tad more paperwork. A limited liability corporation can make it easier to give away or sell an interest in the vacation home and you are treated like an individual for tax purposes, but with the extra protection of a corporate liability shield. An operating agreement will be drafted to establish the obligations and rights of the members in the LLC.

Why this is important when learning how to purchase a vacation home: Under a tenancy in common, somebody who’s injured while in your shared vacation home can sue you and the other co-owners for all you are worth. Additionally, due to the fact that you own a house with somebody else, you’ve less control over who can be allowed to enter the house. So if your nephew wants to celebrate his high school graduation with a blowout party on your vacation home, and somebody steps on a broken glass, it can come back to bite you. This is much less of a risk if you choose an LLC.

Who is responsible for what?

Another reason why you should set up a limited liability corporation instead of a tenancy in common: Limited liability corporations are normally required by law to have an operating agreement. You should have an attorney draft an agreement which clearly explains everybody’s ownership interest.

That ratio, be it 80:20 or 50:50, will determine how costs like real estate taxes and insurance are divided. The agreement should also clearly explain who the manager of the vacation home is, capital improvements and how the maintenance of the home is going to be paid for and performed. The agreement gives the owners a guideline so that everyone knows before they own the place, what the parameters are.

You can think of it as real-estate prenuptial agreement, it’s there to ensure that things run smoothly and head off resentment at the pass. Otherwise any under discussed issues- like who is supposed to close up for the season or even clean out the gutters – can quickly and easily turn emotional.

Who gets which holidays and weekends?

People purchasing a house together should ask themselves if the other owners plan on being at the house at the same time, or alternate in using it, since vacation homes normally have a prime-time of just a few months.

Normally, everyone wants to go to the vacation home at the same time of the year, during school breaks for example. If the owners do not talk about this in advance it can lead to everybody showing up at the home on the same day- which isn’t exactly the tranquil vacation home you have always dreamed about.

If you decide to split, you should work out an annual schedule in advance and also consider rotating who gets the major holiday weekends. You should also agree that swaps and changes can be made but only with the permission of all the parties involved.

To rent or not to rent? / How to purchase a vacation home

From time to time your vacation home is going to be unoccupied no matter how many co-owners you have. If you are a neat freak and do not like strangers sleeping in your bed, you’ll not want to rent your vacation home. However, your brother might want to make some cash by renting out your shared vacation home.

You should hammer out whether you are going to rent out the vacation home so that you can generate income when you are not there. If all the parties agree to rent the vacation home just ensure where you are purchasing will allow that. Some communities do not allow short-term rentals.

What happens if somebody wants out? / How to purchase a vacation home

You should have at least one discussion about how long everybody wants to be on-board and what happens if one of the co-owners wants to sell. Giving the other owners right of first refusal if you want to sell your share is a way to reduce conflict. You should think about if you can afford to buy out a co-owner or if you’ll be able to cover the extra maintenance costs and mortgage in the event somebody wants out.

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Adventure Travel An Exciting And Enthralling Experience

You often hear people talking about adventure travel and that makes you wonder as to what adventure travel actually is. It is something by which u can add adventure and fun to your life. So before going for an adventure travel, you must know what it is. Adventure travel doesn’t mean that you have to endanger your life for your trip to be called adventurous!

The term adventurous is a concept that is not defined physically when you talk about adventure travel. This concept is defined psychologically. Different people have different definitions of adventure. Earlier adventure travel meant going abroad or just traveling to different places. However, its definition has changed today. Adventure travel is when you experience an event rather than being a mere spectator in your travels. It is actually living in the present and experiencing the place and not just sight seeing.

Adventure is different for everyone. What may appear adventurous to you could be totally boring for someone. And that is reason that there are so many options available if you want to go for adventure travel. You can choose the one which suits you, and more importantly the one which excites you! White water rafting or kayaking can be fun for someone. On the other hand camping in an interesting place can de defined as adventurous by some people. Hot air balloon ride may sound boring to you but it can be the perfect adventure travel for some.

Adventure travel is when you get yourself involved in an enthralling experience. It includes boating, kayaking, hiking, sky diving, mountain climbing, scuba diving, sailing, bicycling and much more! You should not indulge yourself into any form of adventure travel in which you are not comfortable. The level of risk in your travel is defined by you just like term adventure is defined individually. Adventure travel is getting yourself engaged into a new experience but make sure that you are totally comfortable in what you are doing.

You can choose a tour if you wish to go for adventure travel. Such adventure travel tours are available for couples and families. But don’t worry in case you are single, adventure tours are also available for you. So you can make a plan for an adventure tour. You can choose a tour which suits you best. These tours usually have two groups of people. One group goes on sight seeing and visits their areas of interest, whereas the other group involves itself in adventurous activities. Of course the type of activity depends on the tour which you have selected.

It is a misconception that adventure travel is only for the younger people. You can indulge yourself into it irrespective of your age. Adventure travel is enjoyed by one and all. It’s not uncommon to see an old couple getting engaged in adventurous activities. Having worked hard throughout their life, they want o experience something new and enthralling. You can meet people from all quarters of life in adventure travel. Now, meeting different people from different backgrounds can itself be very adventurous!

You can choose an adventure travel which excites you. It can simply be going out of the country to some distant place or maybe engaging yourself in bunjee jumping. Whichever activity you choose, just make sure that you are comfortable in it, for there will be no fun and no adventure if you are not comfortable!

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10 Tips For European Travel Planning

1. Keep your money safe – Certain parts of Europe are known for their thieves and pick-pockets that target tourists. Consider bringing along a money belt which you can fasten beneath your clothing to keep your money safe. You should also budget accordingly so you never carry more cash than you need in a single day.

2. Create an itinerary – Leave it with friends and family members back home. It should list your flight information, the address and phone numbers of the hotels or hostels you’ll be staying at, and your travel plans once you’re in Europe.

3. Compile contact information – This includes all important phone numbers such as your credit card companies and where you’ll be staying throughout the trip. In the event you needed to report a lost credit card or call your hotel in advance, you have the information you need.

4. Plan how you will travel within Europe – If you’ll be traveling between various European countries, you may find flying point-to-point saves you time and money. If you’ll be traveling within a specific country or region, traveling by train may be more practical.

5. Know common words and phrases of the language – Knowing a few simple words such as “train” and “bathroom” may be all you need to get around. Also, in many places if you simply say “English” you can find natives who speak English.

6. Make and confirm all your lodging reservations – When making reservations, make sure you include all key information in your reservation requests including the type of room you want, how many nights you’ll be staying, and any special requests you may have. A few days before your scheduled departure, call ahead to confirm your reservations.

7. Know the weather – What’s the seasonal climate like where you will be traveling? Make sure you pack accordingly and consider packing in layers so you can easily dress according to the weather once you’re there.

8. Know the U.S. Embassies – If your passport is lost or stolen, you’ll need to get a new one through the U.S. Embassy so make sure you know where it is located in each country you will be visiting.

9.Do your homework – If you don’t have much time and you’re not sure which cities and sites you should visit, read up on your destination online. Reviews written by other travelers can be a valuable source for your European travel planning.

10. Create a route and time-line – Determine a logical geographical order of the places you will visit and when to ensure you make the most of your time in Europe.

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Adventure Travel Agents Provide Great Benefits For Your Adventure Travel

Adventure travel agents make any travel possible and help you to enjoy your travel even more. Traveling is a way of exploring and experiencing what a particular place can offer, and all the things that can be really adventurous. However, travel will not be successful without adventure travel agents.

Planning to have an adventure travel can be confusing and time consuming. That’s why it is important to hire a travel agent. Looking for an expert agent that specializes in adventure travel is important for the success of your travel. They are the ones who will help you in making your plan for your adventure. The agent will not only arrange the various means of transportation but they may be able also to let you save money with special fares, early bookings, accommodation deals, and travel advisories. Not only that, there are also great benefits that you can get when you use a travel agent such as:

* Save Money- agents will really get great savings. With the strong relationships of the travel suppliers and the advancement in technology for computer reservations allow travel agents to access the most up-to-date details on how to get you the best deals and value.

* Travelers Advocate- your best interests are their priority. There are societies of travel agents in America that have a long-standing record on fighting for their clients’ rights, and every travel agent is required to stick to the strict Code of Ethics.

* Convenience- adventure travel agents really provide convenience for their customers. They are the ones that will provide all the things that you need for your travel. They mostly offer one-stop shopping travel arrangements.

* Great Service- agents are knowledgeable and active in their service. The travel agents are well educated and trained in order for them to offer the highest quality of service to the costumer.

With these benefits, your adventure will definitely be exciting and successful. Your personal agent will really work for you and will do everything just to provide you with your travel needs. An adventure travel agent is absolutely the best travel partner that you can have.

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Top 5 Risks Travellers Face in Adventure Travel

Sun basking on the beach with glass of cocktail in the hand may not be an ideal holiday style for everybody, thus a new form of holidaying – adventure sports holidays or adventure travel has become really popular. Adventure sports holidays are where travellers get an opportunity to try their hands at adrenal gushing and challenging activities such as mountain climbing, exploring caves, mountain biking, rafting, bungee jumping etc.

Because of its popularity, adventure travel coupled with adventure sports has become a part of the itinerary of almost all camping sites, resorts and hotels around the world that wish to provide their clients with something extra to do on their stay with there. Inclusion of adventure sports surely adds excitement and thrill to a traveller’s halt, but this comes with potential dangers which loom high on personal safety.

Top five risks involved in adventure travel are listed below:

1. All adventure activities and sports include dedicated gear, which is vital and should be used at all time while carrying out an activity. The gear is properly tested before use and almost all activities are carried out in a close observation of an instructor, whose main motive is to maintain your safety and make sure you adhere to all the safety requirements, but there can be a small chance that the safety equipment may fail. Therefore, safety is always an issue with adventure activities.

2. Mountain climbing can be a risky affair because as you travel uphill, the density of the oxygen in the air keeps decreasing which makes breathing difficult. If first aid is not administered, this can lead to chest pain and acute headaches, which if untreated, can lead to heart attack.

3. Mountain biking can be fun until cyclists try to do a little extra. Mountain bikers are at a risk of altitude sickness (as discussed in risk of mountain climbing above) and are also very prone to accidents because of the rough terrains selected for biking.

4. When you hit the water in a raft, you are always wearing a life jacket and are accompanied by an instructor. But the river current can flip you off the boat. Thus, while rafting you’re always at the risk of drowning or injuring yourself in the water.

5. Caving or cave exploration is one of the most thrilling adventure activities. Activity depends on the cave and how travellers negotiate squeezes, pitches, waters and rocks. Though caving has become safer with safety equipment but still travellers and adventurers are at risk of falling rocks, floods, falling, hypothermia and fatigue.

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Top Adventure Travel Companies In The World

Here are few best adventure travel organizations that provide a discriminating and interesting range of adventurous traveling plans. Hiking the Inca Trail, biking in Morocco and rafting through Grand Canyon are simply the shortest sample of experiences these organizations could provide customers. All their sites list specific adventurous trips, with elaborated travel plans, cost and pictures.

Gap adventures:

This company provides a choice of about 1,200 adventurous trip plans to all 7 continents. To find some discount rates on fascinating tours check out their “Specials” section.

Geographic Expeditions Adventure tours:

This company provides the portfolio of land trips, walks, treks and military ocean trips to the most impressive places in the world, ranging right from travels in Nepal, China and Vietnam to Ghana and Mongolia.

Austin-Lehman adventurous trips:

If you are anticipating adventurous traveling trips that children of all ages could enjoy, or tours only for you or for adolescents, consider this company. Austin-Lehman offers the hike, bike, paddle, climb, ride and Multi-Sport tours– visit such beautiful destination such as Costa Rica, Alaska, Mexico, Bryce, Canada, Yosemite National Parks and Zion.

International Expeditions:

This company provides nature-tours and eco trips to different places comprising the Egypt, Amazon, India, Galapagos and Kenya. International Expeditions provides deep itineraries planned to explore the region’s mortal of the country.

Intrepid Travel:

This is the niche adventure travel company which concentrates on taking customers out-of-the-way track to about ninety place over the world. On this typical tour you could trip in paths similar to localized people, respecting the environment and the culture. This travel tour operator company takes generally public transport, stay and dines in small local-owned organizations.

Small adventurous trips with classic journeys:

This company is specializes in small-group, boutique and soft adventurous trip. Classic journeys functions 3 types of tours: family journeying, cultural walking adventures and culinary trips.

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